I still owe money on a prior car loan. How will this impact my credit application?

If you owe money on a previous auto loan, you will need to find out the current payoff amount and a good-thru date. If you financed through Ford Credit, we are able to provide you a payoff amount. Otherwise, a call to your lender is the next step. Compare the estimated value to the payoff in order to determine your equity and speak to your local Ford dealer for your best options.