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Can I prepay my account?

Yes, you can remit a greater amount than your regular payment.  The excess would be applied towards your future payments. 

If your account is scheduled for automatic withdrawals from your bank account (AutoDebit), Ford Credit requires that the additional payments be received and processed at least ten (10) days prior to your payment due date. If your payment is not received at least 10 days prior to your payment due date, the automatic payment withdrawal may still pull from your bank account.  

If you are currently remitting your payments by cheque or money order or via your personal online/telephone banking, all you'd need to do is remit an amount greater than your regular payment. 

You have multiple options to make a pre-payment(s):

  • Via online/telephone banking
  • Via Western Union
  • Mailing a cheque to Ford Credit

For more information on these payment options, please see the "Ways to Pay" page.

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