Vehicle Protection

Ford Credit is here for you. We're pleased to offer programs that can protect your vehicle and your investment.

Ford Protect Extended Service Plans icon
Ford Protect Extended Service Plans

Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from unexpected repair bills after your New Vehicle Limited Warranty has expired.

GAP coverage icon
GAP

If your Ford vehicle is stolen or declared a total loss, GAP provides protection for the difference between your insurance payoff and finance balance (subject to program terms).

icon for WearCare service plan
WearCare®

Anticipate the unexpected. Electing for WearCare at the beginning of your lease protects you from unexpected excess wear and use charges later on.

Ford Protect Extended Service Plans

Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from unexpected repair bills after your New Vehicle Limited Warranty has expired.

Four tiers of coverage to keep your vehicle on the road

Each Ford Protect Extended Service Plan covers major engine components, plus all gaskets, seals and internal engine parts.

  • PremiumCARE covers the parts and the labour to repair over 1000+ vehicle components – engine, transmission, steering, brakes, front and rear suspension, electrical and more – all for up to 8 years or 200,000km (whichever comes first). Failure of covered components due to defects in materials and normal wear and tear are included.
  • ExtraCARE covers 113 components of vehicle systems that impact driveability. Includes components covered by PowertrainCare and BaseCare with ROADSIDE ASSISTANCE.
  • BaseCARE covers 84 components of vehicle systems that impact drivability. Includes components covered by PowertrainCare with ROADSIDE ASSISTANCE.
  • PowertrainCARE covers 29 critical engine and transmission components. Includes ROADSIDE ASSISTANCE.

GAP

If your Ford vehicle is stolen or declared a total loss, GAP provides protection for the difference between your insurance payoff and finance balance (subject to program terms).

Protection for a carefree ownership experience

GAP is designed to protect your investment. If your Ford vehicle is stolen and not recovered or if it’s declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP bridges the difference between your finance balance and your vehicle’s insurance settlement. It can prevent you from owing money on a vehicle you no longer own and help get you back on the road (subject to conditions).


Download GAP Brochure

 

Exclusions

GAP does not provide benefits when loss or damage occurs:

  • Due to fraud or intentional damage by you
  • Prior to the total loss date
  • Outside the U.S. or Canada
  • After the repossession or surrender of the vehicle
  • Due to legal confiscation by a public official
  • If licensed, registered/titled in a business' name or used for business or has a salvage title

Additional Exclusions include:

  • Late charges, delinquent payments and deferred payments
  • Various refundable amounts due to you for early cancellation of financed products
  • Termination and disposition fees

Additional limitations apply. Be sure to review all limitations outlined on your GAP addendum.

 

WearCare®

Anticipate the unexpected. Electing for Wearcare at the beginning of your lease protects you from unexpected excess wear and use charges later on.

Shield yourself from unexpected wear and use expenses

Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer the option of WearCare. Choose to sign up for WearCare at the beginning of your lease and you’ll be protected from unexpected excess wear and use charges.



WearCare coverage waives excess wear and use charges up to $5,000 (subject to conditions). It helps leasing a Ford be a worry-free and enjoyable experience.


Download the WearCare® brochure 

Exclusions

WearCare is designed to meet your needs; however, there are some program exclusions, such as:

  • Excess kilometre charges
  • Missing parts costing more than $200
  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations

Damage covered by other products such as insurance, service contracts, warranties and guarantees will generally not be waived. Summary only. Always read and understand the details and terms of your WearCare contract.