Let us help you as you buy your first vehicle in Canada.
If you’ve never purchased a vehicle in Canada, Ford Credit is here for you. When you’re ready to get started, we offer flexible financing options and a cash incentive of up to $1,000 offered by Ford of Canada.
No established Canadian credit history is required. However, if you have credit in Canada, your accounts must be in good standing, with no history of serious issues like past-due payments or bankruptcy.
Contact your local Ford Dealer to help confirm your eligibility and walk you through available program details. If you’re not eligible, review our other special programs for car buyers
Review our program guidelines below to see if you qualify for our Newcomer program:
• A landed immigrant with a Permanent Resident Card (IMM5688 or IMM5292)
• A foreign worker with a Work Permit (IMM1102 or IMM1442)
• An international student with a Study Permit (IMM1208 or IMM1442)
Here’s what you need to know before purchasing your Ford.
Now that you have a vehicle in mind, take a look at your household budget to see what you can comfortably afford. This will help you set a realistic price range for your next vehicle.
With your needs and budget established, you can get prequalified to see an estimate of how much you can afford with no impact on your credit score. Then, find the right vehicle and apply for financing* with Ford Credit.
*Submitting a full credit application with Ford Credit may result in a credit inquiry and can affect your credit score.
Our Graduate Program is for recent college graduates and current post-graduate students.
The First-Time Buyer Program helps people who have never bought a vehicle before.