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Vehicle Protection

Ford Credit is here for you. We’re pleased to offer programs that can protect your vehicle and your investment.

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WearCare®

Anticipate the unexpected. Electing for Wearcare® at the beginning of your lease protects you from unexpected excess wear and use charges later on.

Shield yourself from unexpected wear and tear expenses


Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer the option of WearCare®. Choose to sign up for WearCare® at the beginning of your lease and you’ll be protected from unexpected excess wear and use charges.

WearCare® coverage waives excess wear and use charges up to $5,000 (subject to conditions). It helps leasing a Ford be a worry-free and enjoyable experience.

Exclusions
 

WearCare® is designed to meet your needs; however, there are some program exclusions, such as:

  • Excess kilometre charges

  • Missing parts costing more than $150

  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations

Summary only. Damage covered by other products such as insurance, service contracts, warranties, and guarantees will generally not be waived. Check with your local Dealership for availability. Always read and understand the details and terms of your WearCare® contract.

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WearCare® Plus

Don’t wait to repair. WearCare® Plus allows you to get repairs done on your vehicle throughout your lease. No need to wait until the end to benefit with WearCare® Plus. 

Get it fixed when it happens, no need to wait until the end of your lease


Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road, and not everyone wants to wait until the end of their lease to get it fixed. That’s why we offer the option of WearCare® Plus.

WearCare® Plus coverage waives certain repair and replacement expenses up to a maximum of $2,500 (subject to conditions) during the term of your lease and up to $5,000 (subject to conditions) at the end of your lease. WearCare® Plus also allows up to 2,000 kilometres over the stated kilometre allowance of your lease.

Exclusions


WearCare® Plus is designed to meet your needs; however, there are some program exclusions, such as:

  • Missing parts costing more than $150.

  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs, and alterations.

Summary only. Damage covered by other products such as insurance, service contracts, warranties, and guarantees will generally not be waived. Check with your local Dealership for availability. Always read and understand the details and terms of your WearCare® Plus contract.

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Ford Protect Plans

Plan ahead with Ford Protect Extended Service Plans. These plans help protect you from unexpected repair bills after your New Vehicle Limited Warranty expires.

We Offer Various Types of Ford Protect Plans

Ford Protect offers a wide variety of Extended Service Plans and Maintenance Plans designed for the modern driver.

Extended Service Plans

Providing peace of mind, these plans are designed to protect you from unexpected costs after your new vehicle warranty expires.

We offer a wide variety of tiered plans that provide various levels of coverage for regular internal combustion vehicles as well as plans for diesel and electric vehicles. Additionally, Ford Protect offers a wheel and tire protection plan.

Maintenance Plans

Maintenance can get expensive, but the Ford Protect Maintenance Plans help keep you covered for common maintenance and more. We offer tiered plans for gas, diesel, and electrified vehicles.
Explore Ford Protect
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Debt Waiver

If your Ford is stolen or declared a total loss, Debt Waiver provides protection for the difference between you and your insurance payoff and finance balance (subject to program terms).

Protection for a carefree ownership experience


Debt Waiver is designed to protect your investment if your Ford vehicle is stolen and not recovered or if it is declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

Debt Waiver bridges the difference between your finance balance and your vehicle’s insurance settlement. It can prevent you from owning money on a vehicle you no longer own and help get you back on the road (subject to conditions).

Exclusions


Debt Waiver does not provide benefits when loss or damage occurs:

  • Due to fraud or intentional damage by you

  • Prior to the total loss date

  • Outside the U.S. or Canada

  • After the repossession or surrender of the vehicle

  • Due to legal confiscation by a public official

  • If licensed, registered/titled in a business' name or used for business or has a salvage title 

Additional Exclusions include:

  • Late charges, delinquent payments and deferred payments

  • Various refundable amounts due to you for early cancellation of financed products

  • Termination and disposition fees

Additional limitations apply. Be sure to review all limitations outlined on your Debt Waiver addendum.

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