Built to Lend a Hand
Ford Credit is here for you during these difficult times. We remain committed to our customers through this unprecedented global health crisis. If you’ve been affected by COVID-19 and are leasing or financing through Ford Credit, we’re here to help.
Like most of you, many of our associates are working from home. We appreciate your patience in these difficult times.
We're Here to Help
Current Ford Credit Customer
Payment Extensions
Defer a payment until a later date. Lease customers may be eligible to request and process an extension online. Please visit Account Manager to determine if your account is eligible. All other customers should contact Customer Service at 1-877-636-7346 to discuss available options.
Lease-End Options
If you are at the end of your lease and the dealership is closed and/or you are unable to return your vehicle, please contact us at 1-877-636-7346.
Business Customers
If your business has been impacted by COVID-19 or a natural disaster, please contact us at 1-877-636-7346.
New Vehicle Shoppers
Shop Remotely
Participating Ford Dealers are proud to offer remote shopping tools for customers. Start your buying experience online by locating a dealer and searching inventory. You can also learn about delivery options available.
Apply Online
It’s convenient and secure. You can use this information when you communicate with your dealer. Get started here.
Frequently Asked Questions
Retail Customers
Am I eligible for a payment extension?
Payment extensions allow you to defer a payment until a later date. This service may be offered to customers who need assistance with a temporary financial burden. Please contact Customer Service at 1-877-636-7346 to discuss options available to you.
Do I still pay interest on a payment extension?
Finance charges, or interest, will continue to accrue on your account. Because of the extension, your unpaid amount financed, or the principal balance, may not be reduced as rapidly as it would have under your original payment schedule. This may result in you owing more interest over the term of your contract than originally disclosed.
What if I get an extension but have automatic payments?
An extension must be processed at least two days before a scheduled payment to avoid having the payment pulled. Ford Credit will resume automatic payments with your next payment due.
Lease Customers
Am I eligible for a payment extension?
Under a lease extension, you can reduce the amount due for the current month(s) being extended and keep the vehicle longer (based on the number of months extended). This service may be offered to customers who need assistance with a temporary financial burden. Accounts may be eligible to request and process an extension online. Please visit Account Manager to determine if your account is eligible. If you are unable to complete an extension online or the requested terms do not meet your needs, please contact Customer Service at 1-877-636-7346.
Can I have a late charge waived?
Please contact Customer Service, if you have a question concerning a late charge.
I have automatic payments. Will an extension affect that?
So long as the extension is processed at least two days before your automatic payment withdrawal date, Ford Credit will not process a payment for the monthly payment that you are extending. Ford Credit will then resume automatic payments with your next payment due – there is no need to take any action. Note that your next automatic payment will include any invoiced amount, so if there is an extension fee assessed, your next automatic payment will include such fee.
I am at the end of my lease and don’t want to or am unable to return my vehicle yet. What options do I have?
If you are at the end of your lease and the dealership is closed and/or you are unable to return your vehicle, please contact us at 1-877-636-7346 ext 35605 to make alternate arrangements.
Commercial Customers
Our business has been hurt by COVID-19. How can we get help with our vehicle payments?
If your business has been impacted by COVID-19 or a natural disaster, please contact us at 1-877-636-7346.
For, Commercial Line of Credit (CLOC) customers, please contact your Commercial Business Development Manager. If you do not have that information, please contact our CLOC team at the email or phone number listed on the information document mailed to you.
We are at the end of our term. How do we handle that in the pandemic?
Red Carpet Lease – If you are at the end of your lease and the dealership is closed and/or you are unable to return your vehicle, please contact us at 1-877-636-7346 ext 35605 to discuss your account options.
CommerciaLease (TRAC) - A representative will be contacting you if your accounts are at lease termination.
How Can I Contact Ford Credit?
Hi, I’m Andy, a Customer Service Representative with Ford Credit! Like many of you, I’m working from home during these uncertain times. Despite longer service hours and increased staffing, we’ve been experiencing very high call volume. As a result, wait times may be a bit longer, but rest assured we’re here as always to answer any questions or concerns you may have. Thank you for your patience!
Phone Support
1-877-636-7346
Monday to Friday, 7 a.m. to 8 p.m. CT
Saturday, 7 a.m. to 5 p.m. CT
Use this secure email form for Ford Credit customer service.